- AmEx Business Checking bonus offers Membership Rewards points for opening a new business checking account: deposit $5,000 within 30 days, maintain a $5,000 average balance for 60 days, and complete 5+ qualifying transactions within 60 days to earn the bonus. - Current observed offers include a 50,000-point base bonus and a newly emailed 70,000-point offer valid through 7/31/2026; eligibility appears to be targeted/solicitation-based. - Practical notes: soft pull; no direct deposit required; no monthly fee; outgoing domestic wires $20; foreign transaction fee 2.7%; taxes apply as income; offers are non-transferable.

[YMMV] American Express Business Checking 50,000/70,000 Membership Rewards Points Bonus Update 4/9/26: New 70,000 offer has been sent out, ends 7/31/2026. Sent out via e-mail, subject line is unknown. Update 5/27/24: There is also a 70k offer with targeted language. Update 5/27/24: Deal is back, terms still say ‘This Welcome Offer is only available to select businesses who were solicited directly by American Express and who must apply with their existing credentials through the link provided. Offer cannot be forwarded, transferred, or used more than once.‘ Maximum bonus amount: 50,000 membership rewards Direct deposit required: None Additional requirements: $5,000 deposit; 10 transactions Hard/soft pull: Soft pull Credit card funding: None Early account termination fee: None listed Household limit: None listed Expiration date: 12/12/2023 Direct link to offer | New link American Express is offering a bonus of 50,000 Membership Rewards points when you open a new business checking account and complete the following requirements: Deposit $5,000 within 30 days of account opening Maintain an average balance of $5,000 for 60 days after account opening Make 5 or more qualifying transactions within 60 days of account opening (qualifying transactions are mobile deposits, and electronic/online transactions including ACH, Wire, and Bill Payments) Deposit $5,000 within 30 days...