- Signed up for United MileagePlus Debit Rewards from Sunrise Bank; linking many external banks was unreliable and card-side transfers were capped at $750 in a rolling 30 days. - After initial purchases, fraud alerts caused repeated holds/unlocks; after reaching about $10,000 in spend to unlock higher mileage earning and discounted awards, the author closed the account and won’t use it for now. - Sunrise reportedly has a known fraud-alert issue; the daily purchase limit is $7,500 (unclear if per day or rolling 24 hours); plan to requalify for perks next year; others report different experiences.

Bye For Now, United Debit Card Shop Amazon and we earn a commission! Find all of the latest deals. I picked up the United MileagePlus Debit Rewards card from Sunrise Bank several weeks ago for a few specific reasons. To be clear, the United debit card isn’t particularly special. But for individuals like me who refuse to bow to Chase’s draconian rule, it’s probably the best alternative to a United credit card for certain endeavors. But now, I’m done using the United debit card for the foreseeable future. It happened almost as quickly as I signed up for it, yet I have no regrets. Adding funds to my United debit card account was more challenging than even my low expectations. The card FAQ document mentions the following “top financial institutions” to link to my card account: That’s 13 solid options Sunrise Bank endorses. I have accounts with a few banks from that list, and linking was fairly straightforward with those. But for more flexibility, I wanted to add accounts from other institutions – large banks to smaller credit unions. I was unable to link the United debit card account to the majority of these entities’ websites. These unsuccessful attempts resulted in errors and/or Sunrise Bank not even being recognized. I know what some of you are thinking. Why not just link these institutions on the United debit card side? Unfortunately, an account linked this way is limited...