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Amex Business Platinum Card Review: Big Bonus, Huge Benefits

One Mile at a TimeApr 8, 20262d ago
Summary

- Amex Business Platinum offers a welcome bonus up to 300,000 Membership Rewards points after $20,000 in 3 months, with eligibility restrictions (no bonus if you currently have or recently had the card). - High $895 annual fee (plus $400 per authorized user) but includes up to about $2k+ in annual credits (hotel up to $600, Indeed $360, Adobe $250, CLEAR $209, Hilton $200, airline fee $200, Dell $150+, wireless $120) and extensive travel perks. - Earning/redemption: 5x on prepaid hotels/flights booked via Amex Travel (including Fine Hotels + Resorts), 2x on select business categories, 1x otherwise; no foreign transaction fees; up to $3,600 in annual spend-based credits at $250k+; 35% points back when using Pay with Points on Amex Travel flights (up to 1,000,000 points per year); plus MR point transfers to 21 airline/hotel partners.

Article excerpt

Amex Business Platinum Card Review: Big Bonus, Huge Benefits Link: Learn more about The Business Platinum Card® from American Express The American Express Platinum cards are some of the most well-known premium cards out there. Many people are familiar with the American Express Platinum Card® (review), which is probably the most well-known premium card on the market. In this post, I’d like to take a close look at The Business Platinum Card® from American Express, which is the business version of the card (as the name suggests). Is the card worth it, and if so, under what circumstances? Amex Business Platinum Card welcome offer & fee basics The Amex Business Platinum Card offers some outstanding perks, though the card also has a steep annual fee. So let’s start by taking a look at the welcome offer, eligibility, fee, and more. Welcome offer as high as 300K bonus points At the moment, the Amex Business Platinum has an incredible welcome offer where you can earn a bonus as high as 300,000 Membership Rewards points after spending $20,000 within the first three months. Personally, I value Membership Rewards points at 1.7 cents each, so to me those 300,000 points are worth $5,100 (assuming you’re eligible for the offer). Card application restrictions & rules The welcome offer on the Amex Business Platinum isn’t available to those who currently have the card or those who have...

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Apr 8, 2026

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