- April checklist of monthly/quarterly card perks across Amex, Chase, Hilton, Marriott and more, with enrollment steps and explicit use-it-or-lose-it timing. - Highlights include Amex Platinum up to $300/year for digital entertainment, Uber Cash up to $200/year, Saks up to $100/year, and biannual $300 credits for Fine Hotels + Resorts/The Hotel Collection (up to $600/year), plus Chase benefits like The Edit hotels up to $500/year. - Caveats: credits are listed as up-to-amounts, require enrollment and linking accounts, do not roll over month-to-month, and many credits have expiration or biannual timing (e.g., DashPass/Lyft credits through 2027, Saks credits split by year).

Monthly checklist: Credit card perks and benefits you should be using in April Many rewards cards come with a list of monthly benefits that help offset annual fees. Whether you have two credit cards or 12, it may feel overwhelming to keep track of them all. If you want to ensure you're getting the most out of your cards' monthly benefits, you're in the right place. Here, we've compiled a checklist of every card perk and benefit you may be eligible for this month. This is what you need to keep in mind for April. There are numerous monthly card perks you should be using. This is because Amex offers many of its statement credits as monthly amounts, rather than a one-time annual benefit. It's also important to note that these values are described as "up to" amounts, meaning this is the maximum you will receive in statement credits. If you spend less than this amount, you will be reimbursed only for that lower amount. Additionally, your Uber Cash will disappear from your account if unused by the end of the month. Overall, these benefits cannot be rolled over for later. They are "use it or lose it" type credits. American Express Platinum Card Up to $25 digital entertainment statement credit (up to $300 per calendar year): This can be used for a Disney+, Disney+ Bundle, ESPN+, Hulu, Paramount+, Peacock, The New York Times, The Wall Street Journal, YouTube Premium and YouTube...