- Amex now caps card referrals at 5 per calendar year for each card product, not per account, effective April 8, 2026. - Referrals from Jan 1 to Apr 7, 2026 count toward the old limit; after hitting 5 on a card, no more referral bonuses for that card that year. - If you own multiple Amex cards with referral offers, total referrals can be higher (e.g., 10 with Platinum and Gold) depending on each card's offers.

American Express Now Limits Card Referrals to 5 per Year — What To Know Senior Content Contributor Countries Visited: 21U.S. States Visited: 24 296 Published Articles 1119 Edited Articles Countries Visited: 30U.S. States Visited: 32 American Express’s New Referral Limits How To Access Your Amex Referral Bonuses We may be compensated when you click on a link, when an application is approved, or when an account is opened from one or more of our advertising partners. Terms apply to the offers below. See our Advertising Policy for more about our partners, how we make money, and our rating methodology. Opinions and recommendations are ours alone. Platinum Card® from American Express American Express® Gold Card The Business Platinum Card® from American Express Chase Sapphire Preferred® Card American Express referrals are a great way to earn extra points or cash-back rewards by referring your friends and family who open a new card. However, American Express has quietly implemented new caps that limit the number of referrals you can earn per year. Here is everything you need to know about these changes. American Express’s New Referral Limits Previously, referral limits on American Express cards were tied to the number of rewards you could earn each year, such as 100,000 points or $500 in cash-back. As first reported by Danny Deal Guru, American Express has added a limit...